How it works
Choose how you become compliant
There is no single right way. Some firms want full control from day one. Others prefer specialist guidance until everything is solid. Trancher supports both.
Three clear paths
Choose the level of support that works for your firm — manage compliance yourself, add expert support when you need it, or have agreed activities managed for you.
Path 1
Self-managed
You enrol, complete your risk assessment, build your program and begin client due diligence using clear workflows. Full access to program framework, verification and screening, monitoring, reporting, training and audit trail. Local support available when needed.
From $9.99 per week
1Self-managed
“We already knew how we work. We needed a system that mapped to it, not a consultant attached to every seat. Solo got us enrolled and live without adding a person.”
Path 2
Self-managed + expert support
Our financial compliance specialists work alongside you to:
- Complete AUSTRAC enrolment and Compliance Officer nomination
- Conduct firm-wide risk assessment
- Build a tailored AML/CTF program
- Set up client onboarding and verification
- Train your team
- Run first files with you
Once operational, we step back. You keep the platform and the knowledge.
2Self-managed + expert support
“We did not want a managed service and we did not want to invent the program from a blank page. The specialists did the set-up with us. After that it was our platform and our team.”
Path 3
Fully managed by our experts
Ask our experienced compliance specialists to manage agreed AML compliance activities on your organisation’s behalf.
3Fully managed
“We are a small advisory team. AML is required on the deal and entity work, but it is not what our clients hire us for. Trancher scoped the managed piece and does the files. We review and sign.”
Either way, you stay in control. Most firms are fully operational within weeks.
Path 2 – Self-managed + expert support
Our financial compliance specialists work alongside you to:
Complete AUSTRAC enrolment and Compliance Officer nomination
Conduct firm-wide risk assessment
Build a tailored AML/CTF program
Set up client onboarding and verification
Train your team
Run first files with you
Tranche 1 & Tranche 2
8-step AML/CTF roadmap
Where Trancher supports you at every stage
Identify designated services
Map which services your organisation provides that fall under Tranche 1 or Tranche 2.
Trancher supports Guided workflows to identify and document designated services
Appoint Compliance Officer
Appoint a fit and proper Compliance Officer and notify AUSTRAC.
Trancher supports Role-based guidance and expert support for appointment
Enrol with AUSTRAC
Complete enrolment by the required deadline and receive your enrolment number.
Trancher supports Enrolment support and document checklist
Build AML/CTF program
Document your risk-based AML/CTF program aligned to AUSTRAC rules.
Trancher supports AUSTRAC-aligned program framework ready in days
Customer due diligence
Verify clients, screen for PEPs, sanctions and adverse media, and assign risk ratings.
Trancher supports End-to-end KYC/KYB + PEP/sanctions screening + risk rating
Ongoing monitoring
Monitor clients for changes in risk profile and unusual activity.
Trancher supports Automated workflows, alerts and structured escalation
SMR & reporting
Prepare and lodge Suspicious Matter Reports and other AUSTRAC reports.
Trancher supports Guided SMR generation and secure reporting workflow
Train, record & review
Train staff, retain records for 7 years, and regularly review your program.
Trancher supports Role-based training modules, evidence pack and billable tracking
Speed to operational
How long does it take?
Most firms move from start to operational compliance within weeks.
Days 1–7
Enrolment and risk assessment underway
Days 8–21
Workflows live and team trained
Thereafter
Fully operational and audit-ready
After handover
What you keep after handover
Once operational, we step back. You keep the platform and the knowledge.
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Your program
Your AML/CTF program, risk assessment and designated-service mapping remain yours. They stay in the platform, ready for ongoing use, review and AUSTRAC inspection.
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Your records
Client verification files, screening results, monitoring notes, SMRs and training records stay with your firm. They are retained for the required period and remain accessible through your account.
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Your team’s training
Staff complete role-based training modules and the completion records stay with the firm. New starters can be trained the same way as the team grows or changes.
Ready to simplify compliance?
Book a short overview or speak with our in-house specialists about the right path for your firm.